Fleet News

New crash findings reveal risk factors

NEW research reveals that one out of every five motorists has been involved in an accident while driving on company business over the past five years.

And the company behind the survey says its findings should prompt fleet executives to implement proper risk management strategies.

It also suggests that properly managed claims can shave thousands of pounds off the cost of repairing damaged vehicles.

The new study found that men are more likely to be involved in a collision than women and also highlights other key factors such as age and where they live.

Commissioned by Zurich Risk Services, it also found that company car drivers are more likely to have a collision than those driving their own cars, with 16% having had an accident over the past five years as opposed to one in 10 own-car drivers.

The study also found that motorists were more likely to have a collision in a car that is less than 12 months old. Motorists in the south and in the Midlands had the highest percentage of collisions in the UK (13%), compared to 8% in Scotland, 10% in the north and 12% in London.

Zurich Risk Services motor spokesman Andy Price said: ‘One of the main priorities of a fleet professional is to make driving at work as safe as possible and reducing the number of collisions employees experience is one way to achieve this.

‘This will help the company meet its duty of care obligations and also reduce the direct and hidden costs associated with each collision. We strongly advise fleet managers to conduct risk assessments and implement risk management solutions to help reduce collision rates for employees driving on company business.’

The study also found that the youngest and oldest group of motorists were more likely to have an accident – 14% in the 17-24 age group and 12% of the over-55s.

Motorists aged between 45 and 54 were the age group least likely to have had a collision.

Advice for fleet drivers following an accident

  • Report incidents to emergency services immediately (if appropriate)
  • Write down key information about the incident and if possible take photographs of the scene/vehicle damage
  • Take a note of third party details to include vehicle damage and any driver/passenger injuries sustained
  • Ensure fleet manager/insurer is notified promptly
  • Use insurer-approved repairers
  • Do not admit responsibility for an incident
    Source: Zurich Risk Services

  • For more advice on what to do in the event of an accident go to www.companycardriver.co.uk/services/accident_advice.
  • Leave a comment for your chance to win £20 of John Lewis vouchers.

    Every issue of Fleet News the editor picks his favourite comment from the past two weeks – get involved for your chance to appear in print and win!

    Login to comment


    No comments have been made yet.

    Compare costs of your company cars

    Looking to acquire new vehicles? Check how much they'll cost to run with our Car Running Cost calculator.

    What is your BIK car tax liability?

    The Fleet News car tax calculator lets you work out tax costs for both employer and employee