Delta Commercial Vehicle Services (DCVS) says it has identified 14 hidden costs, which it claims could, on average, add £10,000 to the total bill following an incident.
The company said: 'These associated costs include finding a replacement vehicle and driver, mitigating third party costs such as credit hire and repairs and de-fleet penalties.'
It argues that this compares sharply to the traditional approach of accident management which, it says, 'concentrates only on the primary costs, on average £1,000, for repairs, recovery and storage'.
'In doing so,' DCVS said, 'the saving achieved is typically 10% or £100, whereas a focus on minimising vehicle downtime and mitigating losses can achieve a realistic saving of up to 25%. For an overall bill of £10,000 this would mean a saving of £2,500.'
Chief operating officer Ian McKenzie said: 'The true cost comes from a failure to recognise and control the factors that influence off-road time, not simply the repair bill. Tackle these effectively and the savings can be much greater.'
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