Fleet News

Fatal flaws in insurance

IF an employee driving in a private car on business was involved in a fatal accident today, could your company prove it had done everything it could to meets its duty of care?

That was the question posed to delegates at the conference by David Faithful, consultant to Lyons Davidson Solicitors, who warned employers they had to treat employees using private cars on business exactly the same as company car users.

Checking drivers have the right insurance is vital. Faithful warned that one employer had already been hit by a £1 million claim because a driver using a private car on business had crashed and been found not to have insurance covering business use.

As a result, the driver’s insurer pulled cover and the business automatically became liable for the claim.

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