DRIVERS opting out of company car schemes can take advantage of fixed insurance premiums for three years, irrespective of subsequent claims experience, through a policy offered by a London Jaguar dealership.

Stratstone of Mayfair warns that some industry experts are predicting a 40% rise in motor insurance premiums, and using the ASAadvantage programme can guarantee a fixed premium for up to three years. Dealer principal James Roberts said: 'Having insurance fixed for up to three years, regardless of claims, has got to be a bonus.'