Fleets are being warned again about an insurance scam that targets motorists dubbed ‘flash-for-cash’.

Fraudsters are flashing their lights to grant you right of way from a junction. However, as you exit, the driver speeds forward deliberately causing an accident.

The adoption of this new scam results in a ‘your word against mine’ situation when it comes to apportioning the blame in court.

By appearing to offer the right of way, the driver then continues causing a collision, holding the victim at fault for turning across his or her vehicle.

The Highway Code says: “Only flash your headlights to let other road users know that you are there.

“Do not flash your headlights to convey any other message or intimidate other road users. Never assume that flashing headlights is a signal inviting you to proceed. Use your own judgement and proceed carefully.”

However, a black box accident recording system mounted onto your windscreen can prove that you are the victim.

When other drivers deliberately cause a ‘cash-for-crash’ or ‘flash-for-crash’ accident, you can have your own reliable, independent witness.

As well as providing you with video evidence of accidents and incidents, CrashCAM displays journey information – such as speed and shock data, and a GPS mapping system – on a playback screen.